:root{--navy:#102c40;--teal:#087f83;--pale:#edf7f6;--ink:#203444;--muted:#58707e;--line:#dce7e9;--bg:#f6f9fa}*{box-sizing:border-box}body{margin:0;font:16px/1.58 system-ui,-apple-system,Segoe UI,sans-serif;background:var(--bg);color:var(--ink)}a{color:#056e76}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #ffbc47;outline-offset:2px}.wrap{max-width:1100px;margin:auto;padding:0 22px}.top{background:var(--navy);color:#fff}.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:75px;flex-wrap:wrap;padding-top:12px;padding-bottom:12px}.brand{font-size:1.13rem;font-weight:800;color:white;text-decoration:none;letter-spacing:-.02em}.brand span{color:#7de1d6}nav{display:flex;gap:17px;flex-wrap:wrap}nav a{color:#e1f3f2;text-decoration:none;font-size:.93rem}nav a:hover{text-decoration:underline}.hero{background:linear-gradient(135deg,#10384a,#0b6670);color:white;padding:70px 0}.hero h1{font-size:clamp(2.1rem,5vw,3.65rem);line-height:1.12;max-width:790px;margin:0 0 20px;letter-spacing:-.035em}.hero p{max-width:700px;color:#e0f4f2;font-size:1.13rem}.btn{display:inline-block;background:var(--teal);color:#fff;border:0;border-radius:9px;padding:12px 19px;font:700 1rem system-ui;text-decoration:none;cursor:pointer}.btn:hover{background:#07686d}.btn.light{background:white;color:#104653}.btn.outline{background:transparent;border:1px solid #0a7377;color:#0a7377}.hero .btn{margin:12px 10px 0 0}.section{padding:45px 0}.section h2{font-size:1.8rem;line-height:1.25;margin:0 0 12px}.lede{color:var(--muted);max-width:750px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:23px;box-shadow:0 4px 18px #17384a0b}.card h3{margin:0 0 9px;font-size:1.16rem}.card p{margin:6px 0 13px}.eyebrow{font-size:.77rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--teal)}.muted{color:var(--muted)}.note{background:var(--pale);border-left:4px solid var(--teal);padding:16px 19px;border-radius:7px}.subhero{padding:45px 0 23px}.subhero h1{font-size:clamp(2rem,4vw,2.9rem);line-height:1.2;margin:0 0 12px}.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field label{display:block;font-weight:700;margin-bottom:5px}.field input,.field select{width:100%;border:1px solid #a8c2c9;border-radius:8px;padding:11px;font:inherit;background:white;color:var(--ink)}.field small{color:var(--muted)}.rowline{border:1px solid var(--line);border-radius:10px;padding:16px;margin:12px 0;background:white}.rowline .formgrid{grid-template-columns:2fr 1fr 1.3fr}.actions{display:flex;flex-wrap:wrap;gap:10px;margin:17px 0}.metric{background:var(--pale);border-radius:10px;padding:16px}.metric strong{font-size:1.6rem;display:block;color:var(--navy)}.result{margin-top:25px;display:none}.result.show{display:block}.result ul{padding-left:22px}.tablewrap{overflow:auto}table{width:100%;border-collapse:collapse;background:white;min-width:600px}th,td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:14px}th{background:#eaf4f4;color:#163d4a}footer{background:#102c40;color:#d5e8eb;margin-top:45px;padding:34px 0}footer a{color:#d5e8eb}footer .links{display:flex;gap:16px;flex-wrap:wrap}.small{font-size:.88rem}.tag{display:inline-block;padding:4px 9px;border-radius:100px;background:#d9f1ed;color:#0c5b60;font-size:.8rem;font-weight:700}ul li{margin-bottom:7px}.hideprint{}@media(max-width:730px){.grid,.grid.two,.formgrid,.rowline .formgrid{grid-template-columns:1fr}.hero{padding:49px 0}.top .wrap{align-items:flex-start}nav{gap:10px}.section{padding:30px 0}}@media print{.top,footer,.hideprint,.hero .btn{display:none!important}body{background:white}.card{box-shadow:none}.result{display:block!important}}